The biggest little lender in South Carolina and Florida.
Over $1 billion in closed loans.

We are a local lender in Charleston, South Carolina lending through out South Carolina and Florida. We specialize in residential mortgages for primary, vacation and rental properties.

Why us over the big banks and internet based firms? With us, you will always receive excellent service and better rates. We strive for excellence...and you will know it.

We have in-house underwriting and closing. This means no surprises. Just consistent excellent service...

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.